Payment Recovery Platform

Recover Lost Revenue From Card Declines — Automatically

Built for Enterprise platforms, DTC brands, and Subscription Merchants. Our proprietary blend of intelligent routing, encrypted retries, and behavioral insight recovers transactions seamlessly.

Why Enterprise Teams Choose SecondSwype

Built for security, designed for performance, proven to recover revenue.

Secure vault with financial analytics and revenue growth

Smart Retry Logic

Our proprietary engine analyzes decline codes, issuer behavior, timing windows, and velocity limits to ensure maximum success on every retry attempt.

Zero Sensitive Data

Merchants work exclusively with tokenized credentials through their vault/gateway. We never access or store raw card data — ever.

Up to 14% Revenue Recovered

Enterprise merchants typically recover 8–14% of decline-lost revenue without changing their existing checkout flow or integration.

How It Works

A simple 4-step flow that integrates seamlessly with your existing payment stack.

Payment processing flow with mobile payments and analytics
1

Payment Declines

A customer's card is declined when trying to make a payment.

2

Gateway Sends Tokenized Event

Your CRM sends the declined transaction to SecondSwype's gateway.

3

Intelligent Retries

SecondSwype executes intelligent retries through our processing stack using optimized timing and issuer-aware routing.

4

Order Fulfilled

Upon success, the merchant fulfills the order normally — no customer friction.

Results That Speak for Themselves

Enterprise merchants trust SecondSwype to recover revenue that would otherwise be lost to failed transactions. Our intelligent platform delivers measurable results from day one.

  • No changes to your existing checkout flow
  • Works with your current payment gateway
  • PCI-compliant tokenized transactions
  • Real-time dashboard and analytics
Business analyst reviewing financial performance charts
Up to 14%
Lost revenue recovered
Reduced
Chargebacks via Ethoca/RDR
Hours
Integration time — no tech lift needed

Unlock the Revenue Hiding in Your Declined Transactions

Join the enterprise merchants already recovering millions in lost revenue. Get started in hours, not weeks.