How It Works
A seamless integration that fits into your existing payment stack. Activate in hours, not weeks.
Integration Overview
Connect Your Gateway
Integrate with your existing payment gateway using our simple API or pre-built connectors. No changes to your checkout flow required.
Tokenized Event Flow
When a payment declines, your gateway sends a tokenized event to SecondSwype. We never see raw card data — only secure tokens.
Intelligent Retry Execution
Our engine analyzes the decline, selects optimal timing and routing, then executes retries on your MID(s) for maximum success.
Real-Time Reporting
Track every recovery in your dashboard. See success rates, revenue recovered, and detailed analytics by decline code.
Tokenized Retry Flow
1
Decline Event
2
Token Sent
3
Retry Executed
4
Success Reported
Responsibilities
What SecondSwype Handles
- Decline code analysis and categorization
- Optimal retry timing algorithms
- Multi-MID routing optimization
- Issuer behavior pattern recognition
- Real-time success/failure reporting
- Compliance and security maintenance
What Merchants Provide
- Gateway webhook integration
- Tokenized payment credentials
- MID(s) for retry processing
- Order fulfillment on success
- Customer communication (optional)
Ready to Get Started?
Our team will walk you through the integration process.